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Review of capitalone
Capital One's customer service is terrible on all points and purposes. Its telephone menu is so rigid and robotic that reaching customer service is a trial from the start of the call. The menu isn't accurate or direct either. Capital One has on several occasions simply rejected a charge without notifying me, the customer, and when I call to inquire as to the reason, I receive no straight answer but I do receive promises that it won't happen again -- and then it does happen again several months later. There is one service that is customer-friendly: e-mail notices that payment is due, followed by another email asking, "Was the email you received helpful?" I would rely upon the email noticing payment due and pay promptly -- until the emails stopped and I failed to make prompt payment for the first time in years and was charged $25.00 in late fees. When I inquired why the email notifications suddenly stopped, I was told, "It's because you were late in payment." The reason for not paying promptly was that Capital One did not send an email notice of payment due to me and the reason for not sending such emails in the first place was "late in payment"???? Every now and then Capital One would reject a decent, traditional, regular charge -- for no good reason I could discern even after a long telephone inquiry. Recently, two such traditional charges were rejected -- each time without my being notified of the refusal. The explanation I received this time was "late payment due." To deal with Capital One, nothing it says or does can be relied upon. You have to watch Capital One like a hawk to make sure everthing is as you expect it to be financially. The customer service rep answers from a call center which is loud and noisy, making communication between the institution and the customer very difficult and stressful. The answers the rep provides are robotic and scripted. Lastly, another service Capital One thinks is helpful is their credit alert emails. The alerts come from some robotic algorithm that pretends it's searching "the deep web" to discover your personal info might be compromised -- and then also provides info about your credit score -- none of which I found authentic or helpful. The service is fraudulent in my opinion and seems focused on making me paranoid and afraid that my credit rating, which is very good, is getting lower and more at risk. I'm sick of Capital One's shenanigans. It can take its TV commercials and wipe my butt with them, and I wouldn't have more respect for this conniving institution.
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Review of YouTube
I used to love YouTube back in the day I feel like I was way more fine and way better it showed you interesting content mainly about things that it knows that you'd like with more high quality creators with an algorithm that was adjusted to you my biggest complaint about YouTube at the moment is how terrible the algorithm is I have done so many things to try and fix the algorithm I've deleted every single piece of History specifically look for videos that I wanted to promote what 500 of them in one day by just having them in tabs open to try and train my algorithm then once a month I would open 100 videos to try and keep the algorithm on topics and things that I enjoy yet it keeps spamming me with brain rot that I every time I have to click on do not recommend yet it keeps recommending me it when I click do not recommend channel the channel pops up the next day and I have to sometimes refresh up to 10 times if not more to even find One video I like to the point where sometimes after refreshing so many times I go what shorts because everything is just shit that's just ridiculous and I hate shorts but it's just the best thing at the moment because it's just such a broken platform it's obvious that they don't care about quality and giving people a good time and at their own care about making people addicted but I am a premium user so I already pay them they don't make extra money from advertisers so why don't they just give me at least a better algorithm that's truly focused towards me and the only reason why I have premium is because all the ad blocks are just kind of ass