Just a week after I activated my credit card, AMEX suspended it for a credit review. They shouldn't have approved it if they had any doubts! AMEX reviewed my account for a few weeks and then sent me a letter saying "We have reasonable grounds to believe that you are unable or unwilling to pay your debts". They haven't provided explanations as to what those grounds are. I haven't even got my first statement when they suspended my card. It's insulting and an incredibly awful experience.