Capital 1 is the worst company to have any kind of credit with. They do not care about their customers at all. I have 3 accounts with Capital 1 including 2 credit cards, a Personal card and a business card as well as a business checking account. After 3 years they still will not allow me to have a credit increase on my business credit card. I have applied 5 times, and they have denied me every time.6 months ago I spoke with one of their agents and he told me to only pay the minimum payment for the next 6 months, so I did this, and I reaplied today and was denied again because my payments were too small. WHAT A JOKE!!! I earn over $750,000 per year, run my own business and still this company is the only company that is denying my credit increase. I have decided to pay off all of my credit cards, and cut them up and end my relationship with Capital 1. I have already been approved for a $50,000 business credit limit with Bank Of America and am cutting all ties with Capital one and moving to Bank Of America. WHAT A HUGE WASTE OF TIME! I HIGHLY RECOMMEND THAT YOU GO WITH ANOTHER CREDIT CARD COMPANY, CAPITAL 1 ARE THIEVES AND LIARS!