I have accounts at different banks and capital one is the WORST when it comes to location convenience and DEBIT CARD REPLACEMENT. I can get a card same day at one of my banks but with CO 2-3 expedited somehow becomes 4/5 business days (IF YOUR REQUEST ACTUALLY GETS PUT IN) and I don’t get why it can’t be overnighted or sped up with them but it can somehow with other banks. They have way too many hurdles…. Not to mention very few locations in our area! Closing bank account!