Clover/ merchant services are criminals. They ran my account over 19 times for a 25 dollar fee I wasn't aware of. My bank Teachers credit union introduced me to this company. I received a call from a man name Peter. He works with clover. I told him I haven't officially open my business as of yet. He told me that there would be no charges. To make a long story short. My bank TCU and merchant services conspiring against me. I'm a lady of color trying to open business. These people try to railroad me. My bank allowed merchant services to run my account over 19 time. Each time they ran my account I was charged 32 dollars. Please do not do business with tcu or merchant services clover.