I recently opened an Apple Card account in order to take advantage of a 0% apr financing on a new computer. The bank gave me a line of credit just shy of the computer that meets my needs after sales tax. When I requested a credit limit increase, their representative did not inform me they would be performing a hard pull which decreased my credit score, then declined bc the account was too new. This is for someone with a 760 credit score utilizing only 1.5% of their total available credit and a relatively high income. Basically this card is worthless to me and was an exercise in wasting time and decreasing my credit score. Goldman Sachs sucks donkey D