They are scammers. I used to be happy initially that we pay the amount in 1 month. but now i realized that they are scammers. for one of the order, i forgot to pay on time then they sent my details to third party collection department-PAIR Finance - Collectie. In the meantime i paid directly to Klarna. Now i start getting the letters from PAIR Finance - Collectie to pay the invoice with extra charges and when i informed them that i paid already they asked me the proof of the paid order. I also contacted custmer agent of Klarna, but they are unprofressional and they have 1 liner answer that we can't help you and you need to contact PAIR Finance - Collectie only. They removed my order details from their website so i can not download the paid invoice amount. Its a mental harassment that i am getting the payment reminders daily which i paid already.