I got the propel card (based on GOOD credit). I made a large payment on the card, then tried to use it two days later. My card was declined. I called and they said because it is a newer account, I have to provide screenshots of my bank statement before AND after the payment was made to get the money released on my account, or I have to wait over a week for it to fully post. My money is now in limbo and I have done nothing wrong. Ridiculous!