I just opened a Chase checking account two days ago.. 1st, I went into the bank to cash a state issued check and was told it would take ten days to process and that's what I'm to expect for every depot that is made! 2nd. Now it says I have a $1432 overdraft and I haven't even used the account yet or received a debit card.. the cashier at the bank was rude to me when I went in to the local branch and they shorted my deposit online by $5. This will be taken care of but I wouldn't recommend using Chase Banking to anyone and I will be switching banks back to a credit union. Worst Banking experience ever in over 30 years.. I can't believe this bank is so reckless with people's money.. to overdraft a new customer that hasn't even used their account yet is definitely a sign they make a lot of mistakes..