At first seemed great, they had a great cashback offer which I was enjoying. They then took away the cashback offer so I stopped using the debit card as much. Understandably so as they took away the incentive to use it, why would I bother to keep moving money from my main current account for no reason? So the account was hardly getting used and then they kept applying a “inactive fee” without my knowledge. They stole money from me because I wasn’t using their service. Absolute criminals, do not go near them.