Today feb 1/2025 I wasted my time. 1)There should be info upfront as to the list of things required to open an account. One is you have to use your real name, it shoud say "real name" not "name" but it didn't get mentioned until after I filled out the form.2)The form got bigger midway, so that is another thing it should show all the boxes that need to be filled so you can plan how much time you need.
