Goldman Sachs first wouldn't process my application for an Apple Card, even though I have an 810 credit score. I guess because I pay off my CC's every month, I'm not their type of client.Then when Apple intervened and helped me get my card, I used it to buy a Mac, paid the bill in full and then they held me back from using it again for 8 days because they said I was using it too much. Worst bait and switch I've ever seen. It sucks that we bailed them out with our tax dollars in 2008, they should have failed.