Where do I start!National Insurance staff told me I owe nothing but the web site says I have underpaid so I discuss this over about 40 emails and phone calls. They admit I owe nothing but in two years have failed to correct the misinformation.The reason is that many people will be paying non refundable money not realising it’s not necessary once you have your qualifying years which incidentally they changed under the radar a couple of years back adding thousands to the bills of people like me they had already told were fully paid up.The scam is as follows: You have a pension statement saying you owe nothing. They change the law but don’t tell you so a few years later you then DO have to start paying again. They show the middle years as being underpaid when in fact you owe nothing and if you don’t ask the right questions you pay thousands to catch up thinking your pension will be affected.It won’t and having mislead you they won’t refund YOUR money.
