Worst bank ever!! EVER!! I opened up a startup business and was not able to be approved of a business line of credit or credit card (because of startups being high risk). I eventually went in and spoke to a banker and was told if I opened a secured business credit card l, I could receive my collateral back within a year based on steady payment history. Fast forward 2 years and paying my account on time every month for that duration, I was repetitively told "Oh it should clear and be returned back to you soon". The amount was $25,000 I secured from my savings. Reason I secured that high of an amount was because I only wanted one high limit card to use recurringly on everything in my business to eliminate numerous monthly payments. I requested to close my credit card account which DID have a balance. They took the balance owed out of the security collateral but the difference that was owed back to me I did not receive until several months later.. constantly asking for tracking, or any mail notification or anything. It was the same answer every time "Oh it will reflect on your acct being closed soon and your difference will be returned to you soon". Then after I closed my account they still subjected me to interest and late fees I didn't know the account accrued up.. even after being closed upon my request... For the full $10,000 balance mind you I had on the card shortly before closing it out. The solicitations from within the U.S. to speaking to barely English speaking outsourced reps, and a threatening intent of collections thru an attorney for WF for the fees and interest I refused to pay bc the acct was closed months before added to the stress. That and also I received close to 30 letters mailed demanding I pay those exorbitantly high fees. Save yourself, your personal and/or business finances lots of trouble and avoid this f***ing cesspool of a banking institution. Crooks
